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How to File a Truck Accident Claim Most accidents involving trucks are caused by carelessness on the part a truck driver or trucking company. Injured victims often have to file a lawsuit to get full compensation for the injuries and expenses resulting from accidents. Medical expenses are a expense that truck accident victims often must pay. The insurance company of the liable party may require an independent medical examination to determine the extent of your injuries and how they affect your daily routine. Medical Care You must seek medical attention right away following a truck accident to ensure your health and safety. Also, seeking medical attention as quickly as possible will make it easier to document your injuries to use in your claim. This will also allow you to make stronger evidence that your injuries occurred because of the accident. Medical expenses are a foundational aspect of any personal injury claim. They provide evidence of the severity of your injury and how it has affected your life. Without solid documentation of your injuries, you could not be able claim full compensation for all of your injuries. In some instances, the medical care may be so extensive that you are unable to work or return to your usual activities. In this case you could be eligible to receive compensation for the loss of income. You may also be entitled to reimbursement of the cost of any assistive device you need to live in a normal way. As with any accident the parties involved can be held accountable for the cause of a truck crash. These include: Truck drivers: Truck drivers can be employees of a company who are bound by a contract to work for a certain employer or an independent owner-operators who operate their trucks on behalf of themselves or a shipping company they contract with. Truck drivers who are negligent, reckless or engage in reckless driving can be held responsible for creating an accident. Other drivers: If another driver's negligence led to an accident, that driver may be held responsible. It is typical for other drivers to share the blame when it comes to truck accidents, especially when the other party was driving recklessly or distracted. The responsible parties may attempt to minimize your claim by deflecting blame, recording your statements against you, or even tricking you into admitting to fault. This is why you need to consult with a seasoned truck accident lawyer. Your lawyer will fight for your rights and make sure that the responsible party pays the amount you are due. Lost Wages While fender-benders, parking lot scrapes are normal in passenger cars However, the same cannot be said about truck crashes. These kinds of crashes are more serious and are more likely to cause permanent disability or long-term injury. They also carry heavier loads that can put the occupants at risk. There are a variety of truck drivers, including owner-operators who own their own vehicles and contract with shippers to transport products for a charge or corporate drivers who operate the vehicles that are owned by their employers. Both parties could be held liable for collisions that involve commercial vehicles, based on the circumstances. Anyone who suffers an injury in a car accident that hinders the person from working could be eligible for compensation for lost wages. The amount they could have made during the time they were unable work due to their injuries is used to determine the amount of compensation. This includes regular pay as well as benefits like paid time off or overtime. A judge typically reviews the doctor's statement prior to awarding damages to the person who was injured for lost wages. The letter should describe the treatment plan and also as the reason they were unable to go to work. A letter from the person's employer is also required. It confirms their hourly or salary wage, as well as the number of days they were unable go to work because of their injury. Once the evidence is gathered after which your lawyer will prepare an itemized list of demands that detail the amount you've lost due to the truck accident. This is then sent to the insurer of the other driver. The package includes an unambiguous message that outlines the facts of the case and the extent of your injuries and the amount you are requesting. There could be back-and-forth communications during the negotiation process and if an agreement is not reached, your lawyer will initiate a lawsuit on behalf. In most cases, a plaintiff can get the compensation for lost wages via the at-fault driver's bodily injury liability. If this isn't possible an injured person could submit a claim to their own auto insurance company. This will only be up to the limit of their personal injury protection coverage (PIP). Pain and Suffering Accidents with trucks can cause emotional and physical pain as well as financial loss. These losses that are not economic are often more difficult to estimate a dollar value on, but they still require monetary compensation. A knowledgeable New York truck accident lawyer will review your case and determine the potential value of your non-economic injuries. The injuries can cause you to be unable to take part in your preferred hobbies or activities. You might miss out on vacations or other activities that enrich your life. You deserve compensation for these losses. Loss of consortium and loss in enjoyment of life are both examples of non-economic damages. If you're injured in an accident involving a large truck, it is crucial to seek medical attention immediately. This will not only assist you to keep your health in good shape but also serve as an invaluable document for any future personal injury claims. It's also crucial to have an accurate medical assessment, even if your injuries seem minor at the time. As time passes an experienced medical professional can determine the severity of your injury is and give you the right treatment. The next step is to have your attorney go through all the evidence and compile a demand letter which sets forth your compensation needs. Your lawyer will then forward the demand letter to the at-fault parties and their insurance companies. Your lawyer will be ready to bring them to trial if they do not accept your demands. rockford truck accident lawyer shows them that you're not willing to compromise and they should treat you with respect if they wish for you to be compensated fairly. Finally, be prepared for the party at fault's insurance company to contact you regarding the accident and the injuries. They are often “wolves in sheepskins” and will try to get you to give the information they will alter and use against your settlement in court. You are able to avoid making statements that could be used against your best interests by having your attorney manage all communications with insurers and other parties. Damages The most important part of the truck accident claim is damages. These may be economic, such as medical bills and lost wages, or not, such as suffering and pain. In both cases, however, there is one thing that all damages have in common: they are the result of the negligence of another party. Therefore, to receive compensation for these losses, the injured victim must prove that the responsible party did not exercise reasonable care when operating or maintaining their vehicle or acted recklessly on the road. As a result of the massive size and weight of these vehicles, the victims can suffer devastating injuries in even the most minor accidents. It is imperative to seek immediate medical attention even if your injuries appear to be minimal. This will not only ensure your health, but also provide vital evidence in the event of a possible injury claim. This will allow the insurance company to know the full extent of your injuries. It could also keep them from arguing that you aren't as injured as you claim to be. It is also essential to keep track of all expenses related to your accident. This includes travel expenses you incur in order to get to doctor's appointments or other treatments and also any property damage incurred during the accident. This includes your car, which may be totaled in a serious crash, as well as personal possessions like watches and other jewelry. It is normal for the insurance company to try to contact you within a few hours of your crash to offer a settlement. However, you should steer clear of talking to them or accepting a settlement without consulting a knowledgeable truck accident attorney. They often try to convince you to accept low-cost offers that don't adequately cover your accident-related expenses. A lawyer who is knowledgeable can review your documents and provide an accurate assessment of your case. Your lawyer can also determine if additional damages, like punitive damage, are available. These are damages that are designed to punish the perpetrator, and discourage others from engaging in similar behavior.